When you buy a home, there is a specific amount of money you will need to pay to secure the house. The rest of the cost of the house can be divided into monthly payments using a home loan. The following is how you can figure out how much cash you'll... (Read More)

If your grocery bill is higher than last year, inflation is to blame. Prices are rising across the board for everything from food to gas and even houses. In Oct. 2020, US consumer prices rose 6.2%, the most considerable inflation increase in the... (Read More)

Did you know that the average age of marriage is slowly rising? In 2020 it was 32 years old, which is a significant increase from previous generations. Instead of getting married young and buying a home as a couple, many people opt to pursue their... (Read More)

Selling a home is a major life event — and packing up your whole life is a huge undertaking. You’ve no doubt read about packing strategies and how to organize a big move. But before you seal that last box, think twice about transporting your... (Read More)

Stop for a moment and really think about this one: What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs... (Read More)

The VA home loan program is an incredible benefit for our nation's veterans and active-duty military personnel. Have questions about this unique financing option? We have answers! Who qualifies for VA mortgages? The program is designed for... (Read More)

When buying a home, you get to make a lot of decisions. One of the most important: You often have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory... (Read More)

Does your home have a laundry room? Energy-efficient appliances? A walk-in pantry? A patio or front porch? These are just some of the features home buyers want most, according to surveys conducted by the National Association of Home Builders. Also... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

Buying your first home is a big deal! It’s fun to celebrate such a significant milestone, but when you’ve finished drinking the champagne, you may feel a sinking sense of dread. Don’t worry. That feeling is normal. Feeling overwhelmed... (Read More)