The VA home loan program is an incredible benefit for our nation's veterans and active-duty military personnel. Have questions about this unique financing option? We have answers! Who qualifies for VA mortgages? The program is designed for... (Read More)

When buying a home, you get to make a lot of decisions. One of the most important: You often have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory... (Read More)

Does your home have a laundry room? Energy-efficient appliances? A walk-in pantry? A patio or front porch? These are just some of the features home buyers want most, according to surveys conducted by the National Association of Home Builders. Also... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

Buying your first home is a big deal! It’s fun to celebrate such a significant milestone, but when you’ve finished drinking the champagne, you may feel a sinking sense of dread. Don’t worry. That feeling is normal. Feeling overwhelmed... (Read More)

Wondering if you qualify to purchase a home? It's a great time to find out! Primary Residential Mortgage makes first-time home buying easier with our FHA loan options. FHA Loans are geared toward hard-working families with low to moderate incomes... (Read More)

How much of a downpayment do you need to buy a home? Less than you might think! Many people believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the... (Read More)

Do you understand the difference between a property appraisal and a home inspection? Surveys show that many home buyers - even those who have purchased homes before - have some level of confusion about these two key aspects of a home purchase... (Read More)

Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)