In the market for a new home? Purchasing a home is definitely something you don't do every day. So it's easy to make mistakes, and when it comes to home buying, mistakes can be costly. Here are some of the most common errors made by first-time... (Read More)

It's estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think... (Read More)

The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement*, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

Are you getting ready to make an offer on a home? You'll need to decide how much money you're going to offer the seller, of course. And you'll also need to figure out how much to offer in earnest money. The earnest money deposit is an important part... (Read More)

We all know we should be using strong passwords to protect ourselves against cybercrime. But studies show that many of us are still using passwords like '123456.' That was the most-used password nationwide last year, followed by 'password,'... (Read More)

When financing a home, you have a lot of choices, including the term of the loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)