Mortgage rates are on the move. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a home, you'll have to answer both of these questions. Unfortunately, there's not a... (Read More)

Many U.S. home owners have seen their home equity rise over the last several years. Home equity is basically the difference between your home’s appraised value and the total amount you owe on your mortgage. There are two basic ways to tap your... (Read More)

Are you thinking about purchasing a home in the future? Here are three important steps to take now to get yourself ready. Supercharge your savings. You'll need to save money for your down payment and closing costs and you'll need to have some... (Read More)

If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)

You found a home that's in the right neighborhood and an easy commute to work. The only problem: It's listed for sale in 'as-is' condition. What does that mean? A home that's being offered for sale in 'as-is' condition means that the owner is... (Read More)

Are you house shopping with cat or dog in mind? You're not alone. According to a recent survey, one third of Millennials said one of the reasons they purchased a home was for their dog. Home buyers in other age groups, of course, are making home... (Read More)

Growing family? It just might be a great time to buy your first home or one that better fits your family's needs. Mortgage rates remain low. And if home prices and mortgage rates increase in the next year or two as forecasted, home buyers who wait... (Read More)

Your credit score is an important number that can affect the interest rate you can get for a mortgage and even whether you can qualify for certain types of home loans. It's not the same as your credit report. Think of your credit score as a... (Read More)

Primary Residential Mortgage makes first-time home buying easier with our FHA loan options. As an established FHA loan lender, our team helps you take the necessary steps to help you finance your own home. FHA Loans are geared toward... (Read More)