Buying property for investment rather than housing is on the increase across the country. According the National Association of Realtors, investment-home sales in 2015 jumped 7 percent to 1.09 million sales from 1.02 million in 2014. And... (Read More)

You might think that paying your bills and never incurring any debt would make you a good candidate for a mortgage loan. But without any evidence to show that you can handle debt, financial institutions see you as a big risk. Here are three easy... (Read More)

When you started your search for a new home, the last thing you thought you’d end up doing is writing a letter of appreciation to a home seller. But in hot markets, this might be just the note you need to prepare. In situations where a seller... (Read More)

Visiting open houses in your dream neighborhood is a fun way to spend your weekends, but it won’t get you closer to your goal of buying property. When you’re serious about purchasing your first home, you need to know how much money you’ll have... (Read More)

Everyone wants to move into the perfect house. In reality, your dream home may not be a finished product when you buy it. While many mortgages won’t pay for improvements above the value of the existing home, here are two loan products that... (Read More)

If you have a mortgage insured by the Federal Housing Administration and are thinking about a refinance, there’s a great product for you. It’s called a streamline refinance, and as the name implies, it’s the quickest, simplest way to take... (Read More)

Many companies offer try-before-you-buy programs or money-back guarantees. Given the huge commitment of a mortgage, why aren’t you treating your loan the same way? No, you won’t find a lender who’ll put together such an option, but that... (Read More)

Is it time for your son or daughter to leave the nest? Are you prepared to offer assistance so that your adult child can purchase his or her first home? If your adult child is unable to buy a home on his or her own, odds are Mom and Dad can help... (Read More)

Some sellers are in denial about the value of their homes. Whatever the reason, you could be overpricing your home when you put it up for sale. Recent studies by Zillow, the Journal of Housing Economics and Quicken Loans confirm that there’s a... (Read More)