The No. 1 challenge for most first-time home buyers? Coming up with enough of a downpayment. That's where the FHA home loan program comes in. It's one of the most popular mortgage programs available today for first-time home buyers with modest down... (Read More)

When you're buying a home for the first time, you're likely to encounter a host of mortgage terms and acronyms. Find them a bit confusing? You're not alone! Real estate really has a language of its own. At Primary Residential Mortgage, we're... (Read More)

When buying a home, you get to make a lot of decisions. One of the most important: You often have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory... (Read More)

At Primary Residential Mortgage, we know that many home buyers are interested in purchasing homes with water- and energy-saving features. But many times, it's hard to find the right 'green' home. That's why we offer the 203(k) home loan program... (Read More)

Identity theft is a fast-growing type of crime. Are you doing enough to protect yourself? Here are some simple yet effective ways to help prevent someone from stealing your personal information. Carry as little information as possible with you... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. Between the time you're pre-approved and the time you close on your home loan, you don't want your financial situation to change much. Luckily, there... (Read More)

Have you been watching mortgage rates and trying to decide if refinancing is right for you? There are a number of factors that go into the decision to refinance your home. Refinancing is more than just an opportunity to get a new mortgage rate... (Read More)

Many people today believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the median downpayment among all home buyers is only about 10 percent. For... (Read More)

At Primary Residential Mortgage, we know that every home buyer is unique. That's why we offer a variety of mortgage options, such as FHA home loans, for home buyers. Home loans insured by the Federal Housing Administration offer a lower downpayment... (Read More)